/* Every selector is scoped: preserve existing tools, survey and account layouts. */
.seo-page{margin:0;background:#f5f9fc;color:#263b4d;font-family:Arial,Helvetica,sans-serif;line-height:1.7}
.seo-page *,.seo-discover *{box-sizing:border-box}
.seo-page a,.seo-discover a{color:#12587a;text-underline-offset:3px}
.seo-page a:focus-visible,.seo-discover a:focus-visible{outline:3px solid #ce900f;outline-offset:4px}
.seo-skip{position:absolute;top:-70px;left:16px;z-index:100;background:white;padding:12px}
.seo-skip:focus{top:10px}
.seo-header{background:#fff;border-bottom:1px solid #d9e6ef}
.seo-header-inner{max-width:1180px;margin:auto;padding:14px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.seo-brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:800;color:#123a63!important}
.seo-brand img{object-fit:contain;flex:none}
.seo-header nav,.seo-footer nav{display:flex;flex-wrap:wrap;gap:20px;font-size:14px;font-weight:700}
.seo-header nav a{text-decoration:none}
.seo-main{max-width:1180px;margin:auto;padding:20px 22px 52px}
.seo-breadcrumb{font-size:13px;margin:0 0 20px;color:#526b7c}
.seo-breadcrumb ol{display:flex;flex-wrap:wrap;gap:6px 10px;list-style:none;margin:0;padding:0}
.seo-breadcrumb li+li:before{content:'›';padding-right:10px;color:#698698}
.seo-hero{border:1px solid #d9e6ef;border-radius:26px;background:linear-gradient(125deg,#eaf5fb,#fff 65%,#eef8f5);padding:34px 40px}
.seo-kicker{font-size:12px;font-weight:800;letter-spacing:.09em;color:#82600c!important;margin:0 0 10px}
.seo-page h1{font-size:clamp(28px,3.5vw,42px);line-height:1.2;letter-spacing:-.02em;color:#123a63;margin:0 0 18px;max-width:950px}
.seo-intro{font-size:18px;max-width:880px;margin:0;color:#4c6679}
.seo-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
a.seo-button{display:inline-flex;justify-content:center;align-items:center;min-height:46px;border-radius:12px;padding:11px 17px;background:#123a63;color:white!important;text-decoration:none;font-size:14px;font-weight:700;line-height:1.45;border:1px solid #123a63}
a.seo-button:hover{background:#1c527c}
a.seo-secondary{background:#fff;color:#123a63!important;border-color:#bdd4e2}
a.seo-secondary:hover{background:#eaf3f9}
.seo-updated{font-size:12px;color:#587084;margin:20px 0 0}
.seo-facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:20px 0 30px}
.seo-facts>div{padding:18px 20px;background:white;border:1px solid #d9e6ef;border-radius:15px}
.seo-facts dt{font-size:12px;font-weight:800;color:#167c74;margin-bottom:7px}
.seo-facts dd{font-size:15px;color:#123a63;font-weight:700;margin:0}
.seo-layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:28px;align-items:start}
.seo-toc{position:sticky;top:20px;border:1px solid #d9e6ef;border-radius:16px;background:white;padding:22px 18px;font-size:14px}
.seo-toc strong{display:block;color:#167c74;font-size:12px;letter-spacing:.06em;margin-bottom:14px}
.seo-toc ol{margin:0;padding-left:20px}
.seo-toc li{padding:0 0 12px 3px;color:#587084}
.seo-toc li:last-child{padding-bottom:0}
.seo-toc a{text-decoration:none}
.seo-toc a:hover{text-decoration:underline}
.seo-article{background:white;border:1px solid #d9e6ef;border-radius:22px;padding:8px 32px;min-width:0}
.seo-section{padding:26px 0;scroll-margin-top:20px}
.seo-section+.seo-section{border-top:1px solid #e4edf3}
.seo-section h2,.seo-discover h2,.seo-next h2{font-size:24px;line-height:1.3;color:#123a63;margin:0 0 16px;font-weight:800;letter-spacing:-.015em}
.seo-section p{margin:12px 0 0}
.seo-section ul{padding-left:23px;margin:14px 0 0}
.seo-section li{margin:9px 0}
.seo-table-scroll{overflow:auto;border:1px solid #d9e6ef;border-radius:12px;margin:18px 0}
.seo-table-scroll table{width:100%;border-collapse:collapse;font-size:15px}
.seo-table-scroll th,.seo-table-scroll td{padding:13px 15px;text-align:left;vertical-align:top;border-bottom:1px solid #e1ebf2;min-width:160px}
.seo-table-scroll th{color:#123a63;background:#f0f6fa;font-weight:700}
.seo-table-scroll tbody th{background:#fbfdff;width:35%}
.seo-table-scroll tr:last-child>*{border-bottom:0}
.seo-sources{font-size:13px;color:#526b7c}
.seo-sources h2{font-size:20px}
.seo-sources p{margin-top:5px}
.seo-discover{max-width:1180px;margin:30px auto;padding:26px;border:1px solid #d9e6ef;border-radius:22px;background:#fff;color:#263b4d;font-family:Arial,Helvetica,sans-serif;line-height:1.65}
.seo-discover>p{font-size:15px;color:#526b7c}
.seo-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:20px}
a.seo-link-card{display:block;border:1px solid #d9e6ef;border-radius:15px;padding:20px;text-decoration:none;background:#fbfdff;transition:background .15s}
a.seo-link-card:hover{background:#eef7fb;border-color:#80afc9}
.seo-link-card>span{display:block;font-size:10px;letter-spacing:.07em;color:#167c74;font-weight:800;margin-bottom:8px}
.seo-link-card>strong{display:block;font-size:20px;line-height:1.3;color:#123a63}
.seo-link-card p{font-size:14px;margin:10px 0 16px;color:#526b7c;line-height:1.65}
.seo-link-card>b{font-size:13px;color:#126e69}
.seo-next{display:flex;align-items:center;justify-content:space-between;gap:20px;border-radius:22px;padding:28px;background:#eaf5f1;border:1px solid #cbe2d8}
.seo-next h2{font-size:22px;margin-bottom:8px}
.seo-next p{margin:0;font-size:14px;color:#496d64}
.seo-next .seo-actions{margin:0;flex-shrink:0}
.seo-footer{background:#fff;border-top:1px solid #d9e6ef;padding:28px max(22px,calc((100vw - 1136px)/2));display:flex;justify-content:space-between;align-items:center;gap:20px;color:#526b7c;font-size:13px}
.seo-footer strong{color:#123a63}
@media(max-width:900px){.seo-layout{grid-template-columns:1fr}.seo-toc{position:static}.seo-toc ol{columns:2;column-gap:30px}.seo-toc li{break-inside:avoid}.seo-next{display:block}.seo-next .seo-actions{margin-top:18px}.seo-header-inner{flex-wrap:wrap}}
@media(max-width:600px){.seo-main{padding:16px 14px 34px}.seo-header-inner{padding:12px 14px;gap:12px}.seo-header nav{font-size:12px;gap:14px}.seo-brand{font-size:15px}.seo-brand img{width:34px;height:34px}.seo-hero{padding:24px 20px;border-radius:18px}.seo-intro{font-size:16px}.seo-facts{grid-template-columns:1fr;gap:9px;margin-bottom:20px}.seo-facts>div{padding:13px 16px}.seo-toc ol{columns:1}.seo-article{padding:0 19px;border-radius:18px}.seo-section h2,.seo-discover h2{font-size:22px}.seo-discover{padding:21px 18px;border-radius:18px}.seo-card-grid{grid-template-columns:1fr}.seo-next{padding:22px}.seo-footer{display:block;padding:22px 18px}.seo-footer nav{gap:16px}.seo-page .seo-actions{align-items:stretch}.seo-page .seo-actions .seo-button{flex:1 1 190px}.seo-breadcrumb{font-size:12px}}
@media(prefers-reduced-motion:reduce){.seo-link-card{transition:none}}